Flex Down

Flexible Sources for Down Payment

  • Certain forms of non-traditional sources of down payment are acceptable
  • Lines of credit and lender cash backs


  • Available for purchases of 1-2 unit residential properties
  • Flexible financing options including extended amortizations up to 30 years (Conventional)
  • Suggested minimum beacon score of 650

Purchases or Purchase + Improvements

  • Owner occupied units and secondary homes eligible
  • Competitive fixed or variable interest rate mortgages with high ratio 25 years to conventional 30 year amortizations are available for new construction or existing properties
  • Canada Mortgage and Housing Corporation (CMHC), Genworth, or Canada Guaranty (CG) insure these types of mortgages.

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