The INVIS Home Purchase Calculator Collection
When purchasing a new home, it's important to examine all the financial implications on yourself and your family. Our home purchase calculators increase your ability to make informed decisions in all aspects of the mortgage process.

Try our financial calculators
A wide variety of financial calculators are freely available here. Interactive calculations, dynamic graphs and fully customizable reports are just a few of the features that make our calculators stand out.

These calculators are just the beginning
We take the time to get to know your personal goals and work with you to determine the mortgage option and payment schedule that best meets your individual needs.

We will negotiate an extremely competitive interest rate on your behalf
We introduce you to innovative mortgage products from over 50 lenders across Canada. Apply online now...

Make an informed decision
Choose from among 10 Home Purchasing calculators below.
More details and instructions...

The INVIS Home Purchase Calculator Collection

Check out the Renewals Calculator Collection and the Refinance & Home Equity Calculator Collection...

Calculate the maximum mortgage you can reasonably afford.

The amount and payment calculated are accurate estimates. Let us help you to obtain a specific amount that you can work with and provide counsel on credit qualifications and assistance in getting you the amount that you desire.

Please note
When calculating the mortgage insurance premium, the "Cash on hand" amount that you enter will take into consideration the amount you have available for a down payment, as well as to cover closing costs, which includes GST on new homes.

Calculate the maximum mortgage you can reasonably afford with Interest Only for 5 and 10 years.

The amount and payment that are calculated are accurate estimates. Let us help you obtain a specific amount that you can work with and provide counsel on credit qualifications and assistance in getting you the amount that you desire.

Please note
This calculator provides you with estimates specifically for "Interest Only" mortgages. Please select for "Amortization in Years" from either 5/20 Interest Only or 10/15 Interest Only.

If selecting 5/20 Interest Only, you are choosing to pay interest only for the first 5 years, and then pay off your mortgage, interest and principal, over the next 20 years.

If selecting 10/15 Interest Only, you are choosing to pay interest only for the first 10 years, and then pay off your mortgage, interest and principal, over the next 15 years.

View the report for a summary of the payments to be made over the 25 year amortization.

With the many mortgage options that are available today it pays to look at different scenarios. While interest rate and size of payment are important, you must also consider your lifestyle, where you are currently in your life, and the amount of risk that you are willing to undertake.

With the many mortgage options that are available today it pays to look at different scenarios. While interest rate and size of payment are important, you must also consider your lifestyle, where you are currently in your life, and the amount of risk that you are willing to undertake.

Please note
This calculator provides you with estimates specifically for "Interest Only" mortgages. Please select for "Mortgage Amortization" from either 5/20 Interest Only or 10/15 Interest Only.

If selecting 5/20 Interest Only, you are choosing to pay interest only for the first 5 years, and then pay off your mortgage, interest and principal, over the next 20 years.

If selecting 10/15 Interest Only, you are choosing to pay interest only for the first 10 years, and then pay off your mortgage, interest and principal, over the next 15 years.

View the report for a summary of the payments to be made over the 25 year amortization.

Determine which is more economical, renting or buying, based on your payments and accomodation information.

The Invis mortgage strategizer allows you to introduce variables into your mortgage payment plan such as amortization and prepayments. By adjusting the different possible variables of your mortgage calculations you get a customized blue print of your mortgage.

Print out a complete amortization schedule and calculate savings realized by making prepayments. The left side of the table contains the input fields and the right side the instructions.

Please note
Do not use a comma when entering mortgage principal or prepayment amounts or the results will be distorted.

We all have a comfort level of what we can afford monthly for housing costs. Invis' mortgage analyzer calculator provides you with a monthly mortgage based upon specific mortgage details, and lets you see what the balance owing is over the duration of the term.

We all have a comfort level of what we can afford monthly for housing costs. Invis' mortgage analyzer calculator provides you with a monthly mortgage based upon specific mortgage details, and lets you see what the balance owing is over the duration of the term.

Please note
This calculator provides you with estimates specifically for "Interest Only" mortgages. Please select for "Amortization Period" from either 5/20 Interest Only or 10/15 Interest Only.

If selecting 5/20 Interest Only, you are choosing to pay interest only for the first 5 years, and then pay off your mortgage, interest and principal, over the next 20 years.

If selecting 10/15 Interest Only, you are choosing to pay interest only for the first 10 years, and then pay off your mortgage, interest and principal, over the next 15 years.

View the report for a summary of the payments to be made over the 25 year amortization.

We all want to be mortgage free and the sooner the better. This calculator shows you the possible savings by using an accelerated bi-weekly mortgage payment.

Analyze your budget, see where your money goes and find out where you can improve! This is an important aspect to consider when figuring out how much you can afford on a mortgage.