Self-Employed? Credit Issues? Unique Income Situation?
Financing Considerations for Non-Traditional Borrowers/Situations
Kevin Suddaby can get you a mortgage in most situations regardless of your circumstances. Where traditional financial institutions have given the answer "No", Invis routinely says "Yes" and gets you a product that suits your needs at an extremely competitive rate.
We have provided a list of the most common non-traditional situations below. However, please note, that not all situations are listed and each is looked at on a case-by-case basis to fit with the appropriate lender – each situation is unique and looked at accordingly. This is where Kevin's expertise and knowledge as an Accredited Mortgage Professional is essential in taking care of you and your family.
| Employment | - Self-employed - Recent job start/change - Work experience outside Canada |
- Lack of work history - Part-time |
| Income | - Non-verifiable - Salary + commission - Seasonal |
- Commission - Salary + OT and/or bonus |
| Credit | - Spotty/bad credit - No credit |
- Good, but a lot of credit - Previously bankrupt |
| Property | - Rental - Construction - Cottages/vacation homes - Multiplex |
- Investment - Rural/acreage - Mobile homes |
| Status | - Non-resident | - New immigrant |
| Financial | - Zero-down | - Purchase & improvement |
If you fall into one of the categories above, or if you have a different situation, Invis’ expert mortgage consultants know where to go and how to structure the deal.
Find out more about confirming income for Business for Self (BFS)
Can I qualify for a mortgage if confirming income isn't easy?
For further details about financing your mortgage based on your self-employed income, please contact Kevin Suddaby, Invis Mortgage Associate, at 403-282-7052 or by email at kevin@calgary-mortgage.com